Floods in your home are often unexpected. Whether from immense rain or a busted pipe, there is often little time to act. With this in mind, it’s important to have a few things prepped in case of a sudden flood.
Here are a few tips from Puzio to help homeowners prepare before a flood occurrence:
Obtain a Flood Insurance Policy and Know Your Coverages – Find out if you have a flood insurance policy. If you don’t have a flood insurance policy, contact your insurance agent today. Make sure you are clear on your coverage amount before a flood occurs.
Protect Important Documents – Keep copies of all important documents in a safe place outside the home if possible, including mortgage papers, passport, bank information and insurance policies.
Itemize and Take Photos of Property – Create an itemized list and take pictures of your home, property and possessions as proof of your pre-flood assets, and store them with your important documents offsite if possible.
Establish an Emergency Contact List – Create an emergency contact list with the phone numbers of your family, employers, insurance agents and financial information. Update and exchange contact information, and store your list with your important documents offsite.
Build or Buy an Emergency Kit – Keep an emergency kit on hand with a battery-powered radio, flashlight, batteries, candles, waterproof matches, bottled water and non-perishable food for a minimum of three days.